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Online Dating Merchant Account
A credit card is a payment card issued to users cardholders to enable the cardholder to pay a merchant for goods and services based on the cardholder’s promise to the card issuer to pay them for the amounts plus the other agreed charges. A credit card is different from a charge card , which requires the balance to be repaid in full each month. A credit card also differs from a cash card , which can be used like currency by the owner of the card.
This article tells you how to get approved for an online dating merchant account without difficulty. The application processor is quick and easy.
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With all its subsets, the industry is undeniably lucrative, and even more so in recent years as stigmas about it have progressively faded. Banks consider the online dating industry high risk for three main reasons. The first is that it operates online, where credit card fraud is rampant, and the second is that it incurs a higher-than-average amount of chargebacks. Reasons for chargebacks include:. The third reason is that online dating sites have, in some cases, involved illegal activity.
The UK payment processor that hundreds online dating sites use for their credit card processing needs. We know your needs and requirements better than most.
Do you need credit card processing for your online dating services? Do you operate an online dating website? As social media and online conversations become commonplace, many people are choosing to find compatible relationships through online websites. These customers prefer the structure and screening ability of an online dating site to the anonymity of a chat room. The growth of this industry creates significant opportunity for your site. However, if you have applied for an online dating merchant account, you might have run into problems.
Many banks still consider dating sites to be a payment risk. Their concern about chargebacks often outweighs the popularity and profitability that an online dating site can obtain. It can be difficult to find a merchant services provider to approve your merchant account.
Online Dating Merchant Accounts
There is clearly a market for this type of business, money to be made from mainstream and niche dating services alike. So how do you get your online dating business set up for payment processing that is reliable and secure so that your customer can easily submit their debit or credit card information? The short answer is this: you need a high risk merchant account that specializes in payment processing for online dating merchants.
The even shorter answer is PayKings. We are here to help you reach your full potential with secure and dependable payment processing for your online dating merchant account.
The company’s products and services include online marketing tools, an online payment gateway and virtual terminal, mobile credit card.
Are you looking for payment processing for your online dating site? We provide online dating merchant accounts designed to meet the special requirements of dating apps and internet dating sites. Having the right dating merchant account is vital to your success in an increasingly competitive industry. With over dating sites worldwide, and more being added every day, competition is fierce. PaynetSecure provides online dating merchant accounts specifically designed for credit card processing of online, in-app, and MOTO transactions.
Card payments are the greatest source of your cash flow. Accepting card payments with smooth efficiently is the key your profitability. Payment processing fees impact your profit margins. For this reason, we offer low rates from the start.
Online dating scams to watch out for
While many legitimate websites help to bring people together every day, stories of online dating scams are a regular occurrence. Facebook scams: will they take complaints about fake adverts seriously? The majority of fraudulent cases involve someone setting up a fake identity using stolen photos and pretending to start a relationship with their victim.
Never share your financial details with someone you meet through an online dating website. Personal information, such as your date of birth, address and passwords should also be kept secret.
Review the Bank of America® credit card payment and statement FAQ and find Sign in to Online Banking and select the Bill Pay tab, then follow the including weekends and holidays, will be credited on the date the payment is made.
Premier One is your knight in shining armor. We believe that we can do something significant to help you thrive. As a result, predatory processors take advantage of them. Premier One does things differently. Discover what sets us apart from the other fish in the sea. Payment processors function with the same standards as banks, which means that they have financial requirements for their clients.
Based on this fact, processors categorize their clients based on risk. These are several reasons for this designation:.
Credit Card Payments & Statements FAQs
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A credit card is a payment card issued to users (cardholders) to enable the cardholder to pay a buyer, whereas a charge card simply defers payment by the buyer until a later date. Also, many merchants now accept verbal authorizations via telephone and electronic authorization using the Internet, known as a card not.
We boast some of the world’s largest dating companies and we have dealt with a wide range of dating sites from adult dating, marriage sites, religious dating, LGBT, international dating to professional matchmaking services. The reason is, our knowledge and expertise in this sector is second to none. We maintain a vast network of banking relationships where we can place your dating volume, and we offer state-of-the-art anti-fraud tools to help protect your accounts.
We understand the unique needs of dating websites, and will be your advocate to maximize volume, reduce fraud and increase profits. From developing one of the Internet’s first payment gateways to implementing the industry’s most advanced fraud prevention technology, our team’s know-how is second to none. We are CPP certified, and have the banking relationships to get you approved where others can’t.
From merchant accounts to payment gateways, from ACH processing to chargeback prevention. Whatever your payment needs, we offer the expertise and solutions to make you more money. In addition to being high risk experts, we pride ourselves on being friendly and accessible. We love what we do, and we enjoy interacting with our clients. Not only will you value our professionalism, you’ll appreciate our approach!
Credit Card Processing for Online Dating
Libby James is co-founder, director and an expert in all things merchant services. Libby is the go-to specialist for business with more complex requirements or businesses that are struggling to find a provider that will accept them. Libby is regularly cited in trade, national and international media. The adult entertainment industry is a growing sector in the UK and offers some very lucrative opportunities for business owners in the industry.
However, securing merchant services for adult shops and ecommerce stores can be difficult, as most mainstream merchant providers will view payment processing for adult shops as high risk.
What is a High Risk Industry in Merchant Services? A high-risk industry is one that traditional credit card processing and other financial organizations are reluctant.
If you offer online dating services, Double Helix Processing can help you get the merchant account you need. Double Helix Processing will pair your online dating merchant account with the most compatible payment processing relationship for you and your business and a match you will fall in love with. There are many types of online dating merchant accounts, from the unique niche-based business type to the average and adult.
Adult dating is usually structured in a membership and subscription-based billing, Double Helix Processing can provide a payment processing solution for your company. Chargebacks are common and challenging when it comes to online dating merchant accounts and this can happen for a number of reasons, but regardless of why, these chargebacks will categorize your business as high risk. This means that your online dating company will need a high-risk merchant account.
You may also incur chargeback fees in the case that a married person finds their partner on a dating site, and when questioned about their involvement on the site, the member typically files false charges and denies any authorization of the membership fees with their bank. There are a few reasons that online dating merchant accounts are considered to be high risk. This can easily be avoided if the underwriters at the bank or payment processing company thoroughly review the website with the online dating merchant account before approving their application.
Aggregate payment processors like PayPal, Stripe, Square and others do not allow payment processing for high risk businesses like those who are in the adult dating industry whether in person or online. Because payment processors like PayPal, Stripe, and Square do not do their underwriting at the time of application, it is likely that your online dating merchant account will initially be accepted at the time of applying.